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🇪🇸 Spanish company · 🇬🇧 UK account

UK Business Account
for Spanish Companies

Receive GBP from UK clients, send SEPA across Europe, hold 16 currencies — all from one UK account. Open fully online from Spain in 24 hours.

🇪🇸 SL & SA accepted
·
No UK address needed
·
No branch visit
Currencies: 🇬🇧 GBP 🇪🇺 EUR 🇺🇸 USD 🇨🇭 CHF 🇨🇦 CAD 🇸🇬 SGD 🇵🇱 PLN 🇸🇪 SEK 🇩🇰 DKK 🇳🇴 NOK + 6 more

Built for Spanish companies trading with the UK

Whether you sell to UK customers, pay UK suppliers, or want to hold GBP without converting at a Spanish bank — one account covers it all.

🇬🇧

Receive GBP from UK clients

Get a real UK sort code and account number. UK customers pay you like a local — no SWIFT fees, no currency conversion losses at their end.

Pay UK suppliers in GBP

Send Faster Payments and CHAPS in GBP. No more converting EUR to GBP at your Spanish bank's exchange rate before every invoice.

🇪🇺

Keep EUR operations running

Your EUR wallet has a dedicated IBAN. Send SEPA payments across 36 European countries at flat rates — the same from your UK account as from Spain.

📊

Hold multiple currencies

Stop converting back and forth. Receive USD from US clients, pay CHF invoices, hold currencies until the rate works in your favour.

🧾

Separate UK and Spanish books

Keep UK revenue clean and separate for Xero or QuickBooks. Accounting integrations included — no manual reconciliation between accounts.

💳

Corporate cards for UK spend

Issue cards for UK travel, trade shows, or subscriptions billed in GBP. Spend directly from your GBP balance.

Every payment rail you need — UK and European

UK

Faster Payments (FPS)

GBP payments within the UK in seconds, 24/7. The standard for paying UK suppliers and receiving from UK customers instantly.

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UK

BACS & CHAPS

BACS for bulk payroll and direct debits. CHAPS for same-day high-value GBP transfers with guaranteed settlement.

🇪🇺
Europe

SEPA & SEPA Instant

Send euros across 36 European countries. SEPA Instant delivers in 10 seconds — useful for time-sensitive EUR payments to Spanish counterparties.

🌍
Global

SWIFT

International wire transfers to 200+ countries in any currency. For USD, CHF, SGD, and other non-SEPA payments worldwide.

Open from Spain in 24 hours

1

Apply online

Complete the application on your phone or computer. Enter your company details, director information, and business description. Takes around 15 minutes.

2

Verify your identity digitally

Upload your passport or DNI and complete a short liveness check via your camera. No branch visit, no notarisation, no apostille required.

3

Account active — receive your IBAN

Once approved, you get your UK sort code, account number, and IBANs for GBP and EUR. Send your first payment the same day.

What you need to apply

Prepare these before starting. A complete application means faster approval.

1

Valid passport or national ID

Spanish DNI or passport accepted. Must be current — not expired.

2

Proof of address

Bank statement or utility bill in your name, dated within 3 months. Your Spanish home address is fine — no UK address required.

3

Company registration documents

Escritura de constitución (articles of association) and Certificado del Registro Mercantil (commercial register certificate). Spanish documents are accepted — translation is typically not required.

4

UBO information

Details and ID for all persons owning 25% or more. Required under UK AML regulations for all accounts.

5

Business description

Brief description of what your company does, who your customers are, and why you need a UK account. Be specific — vague answers slow the process.

Common questions from Spanish companies

Can a Spanish SL or SA open a UK business account?
Yes. Spanish Sociedad Limitada (SL) and Sociedad Anónima (SA) can apply. You do not need a UK-registered entity — your Spanish company applies directly. No UK address is required from directors or shareholders.
Do I need to translate my Spanish company documents into English?
Spanish company documents are generally accepted as-is. If additional translation is required for a specific document, the compliance team will notify you during the review process.
Can I send SEPA payments from my UK account?
Yes. The account supports full SEPA Credit Transfer and SEPA Instant Credit Transfer. You can pay Spanish suppliers, other EU counterparties, or receive EUR from European customers — all from the same UK account.
Is the account FCA regulated?
Payment services are provided by Gemba Finance Limited, authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN: 804853). ARIDANG acts as an introducer to Gemba Finance Limited.
How long does it take to open the account?
With a complete application, typically same day to 24 hours. The application is fully online — no appointments, no in-person visits, no notarisation required.

Ready to open your UK account?

Spanish company, UK account. Online application, 24-hour approval, GBP + EUR + 14 more currencies from day one.

Open Your UK Account →

Payment services provided by Gemba Finance Limited (FCA FRN: 804853). ARIDANG acts as an introducer.