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Multi-Currency Account

One UK account.
16 currencies.
Dedicated IBANs.

Hold GBP, EUR, USD and 13 more currencies in a single UK business account — each with its own IBAN. No currency conversion forced on you. No separate accounts in different countries.

Open Your Account → View Pricing
🇬🇧 GBP
🇪🇺 EUR
🇺🇸 USD
🇨🇭 CHF
🇨🇦 CAD
🇸🇬 SGD
🇯🇵 JPY
+9 more
What it is

Stop losing money on forced conversions

Most UK business accounts hold only GBP. When you receive a EUR payment, the bank converts it immediately — at their rate, with their margin. You don't get to choose when or how to convert.

A multi-currency account works differently. Your EUR invoice gets paid into your EUR IBAN. The money stays in EUR until you decide what to do with it — convert it, pay a EUR supplier, or just hold it. You're in control.

For businesses working across borders, this is not a nice-to-have. It's how you stop giving money away on every international transaction.

With a standard UK account
  • EUR payments auto-converted at bank rate
  • You absorb FX margin on every receipt
  • No control over conversion timing
  • Separate accounts needed per currency
  • Multiple IBANs to manage across banks
With ARIDANG multi-currency
  • Each currency lands in its own IBAN
  • Convert only when you choose
  • Pay EUR suppliers directly from EUR balance
  • One account, one dashboard
  • No separate bank accounts abroad
Supported currencies

16 currencies, each with a dedicated IBAN

Your counterparties can pay you in their local currency. You receive it in the same currency — no forced conversion.

🇬🇧
GBP
British Pound
Dedicated IBAN
🇪🇺
EUR
Euro
Dedicated IBAN
🇺🇸
USD
US Dollar
Dedicated IBAN
🇨🇭
CHF
Swiss Franc
Dedicated IBAN
🇨🇦
CAD
Canadian Dollar
Dedicated IBAN
🇸🇬
SGD
Singapore Dollar
Dedicated IBAN
🇭🇰
HKD
Hong Kong Dollar
Dedicated IBAN
🇩🇰
DKK
Danish Krone
Dedicated IBAN
🇳🇴
NOK
Norwegian Krone
Dedicated IBAN
🇸🇪
SEK
Swedish Krona
Dedicated IBAN
🇵🇱
PLN
Polish Zloty
Dedicated IBAN
🇨🇿
CZK
Czech Koruna
Dedicated IBAN
🇷🇴
RON
Romanian Leu
Dedicated IBAN
🇭🇺
HUF
Hungarian Forint
Dedicated IBAN
🇿🇦
ZAR
South African Rand
Dedicated IBAN
🇨🇳
CNY
Chinese Yuan
Dedicated IBAN
How it works

Up and running in 3 steps

No branch visit. No UK director required. Entirely online.

Step 01
Apply online
Complete the application in under 15 minutes. Upload your company documents — certificate of incorporation, director ID, proof of address. Our team reviews your application before it reaches compliance, reducing back-and-forth.
Step 02
Get approved
Most accounts are reviewed and activated within 24 hours. You'll receive confirmation by email with login credentials for your account dashboard. KYC/KYB is handled by Gemba Finance Ltd (FCA FRN: 804853).
Step 03
Start receiving in 16 currencies
Log in, go to your currency wallets, and share the dedicated IBAN for whichever currency you need. Your clients pay you in their local currency — you hold it, convert it, or pay suppliers directly from that balance.
Who it's for

Built for businesses that operate across borders

🌍
EU companies selling into the UK
Receive GBP directly from UK customers without routing through a currency conversion. Pay UK suppliers in GBP from the same account. A UK IBAN looks local to your UK clients.
🏢
International companies with European clients
Accept EUR, GBP and USD from different client bases in the same account. Pay your European team in EUR and your UK contractors in GBP — all from one dashboard.
💱
Businesses with currency exposure
Hold USD when you expect the rate to move. Convert EUR to GBP when timing suits your business, not when your bank decides. Manage FX risk without opening multiple accounts.
⚙️
Fintech and API-first companies
Connect via Payments API to automate bulk payouts across currencies. Reconcile with Xero or QuickBooks. Run bulk payments — up to 3,000 payments per minute — across your currency wallets.
Questions

Multi-currency account FAQ

What is a multi-currency business account? +
A multi-currency business account lets you hold, send, and receive money in multiple currencies from a single account — each with its own dedicated IBAN. Instead of converting every payment to one currency, you keep funds in the currency you received them in and convert only when it makes sense for your business.
Does each currency have a separate IBAN? +
Yes. Each currency wallet in your ARIDANG account has its own dedicated IBAN. This means your counterparties can wire EUR, USD, GBP or any of the 16 supported currencies directly to you — without any conversion happening in transit.
Can a non-UK company open this account? +
Yes. ARIDANG is specifically designed for internationally-registered businesses. Whether your company is registered in Estonia, Poland, UAE, Hong Kong, or elsewhere — you can open a UK multi-currency business account fully online, with no UK director or branch visit required.
Which currencies are supported? +
The account supports 16 currencies: GBP, EUR, USD, CAD, CHF, DKK, NOK, SEK, PLN, RON, CZK, HUF, HKD, SGD, ZAR, and CNY. Each major currency comes with a dedicated IBAN for incoming payments.
What payment rails does the account support? +
The account supports FPS (Faster Payments), BACS, CHAPS for UK domestic payments, SEPA and SEPA Instant for European euro transfers, and SWIFT for international wire transfers to 160+ countries. All payment rails from one account.
Is the account regulated? +
Yes. Payment services are provided by Gemba Finance Limited, authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (FCA FRN: 804853). ARIDANG acts as an introducer. Financial promotions on this page are approved by Gemba Finance Limited.

Ready to hold 16 currencies
in one UK account?

Apply online. No branch visit. No UK director required.

Open Your Multi-Currency Account →
✓ 16 currencies
✓ Dedicated IBANs
✓ FCA regulated via Gemba
✓ Non-residents welcome